Our promise to keep your information safe and secure.
VCM strongly believes in protecting the confidentiality and security of the personal information we collect. Be assured that we will protect the confidentiality of any personal information we may acquire about you. We will not sell or rent information about you to anyone. Any information you enter into our website will be treated as personal information. Personal information may include your name, address, telephone number and e-mail address as well as information about your investments, your investment goals and your tolerance for risk. As a client of VCM you are entitled by federal law to know how we protect your personal information and how we limit its disclosure. If we should ever change this policy, we will notify you of any such changes.
SOURCES OF INFORMATION
We collect nonpublic personal information about you from the following sources: information we receive from you on applications or otherwise; information about your transactions with us, our affiliates, and others; and information we receive from your financial advisors, consumer reporting agencies, or others. This information may include your name, address, Social Security number; bank and other financial account information; citizenship, tax and other legal status; financial information; legal affiliations; and other personally identifiable information. We may use this information to provide services to you, to process a transaction for you, or otherwise in furtherance of our business.
DISCLOSURE OF INFORMATION
We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted or required by law. In order to service your account, affect your transactions, and otherwise conduct our business, we may provide all of the personal information that we collect, as described above, to our affiliates and to firms that assist us in servicing your account or in otherwise conducting our business. We may disclose nonpublic personal information about our current and former customers to the following types of affiliated third parties: financial service providers, such as bankers, brokers, financial advisors, or fund administrators; non-financial companies, such as performance providers; and others, such as government entities, attorneys, or accountants, or as required or permitted by law. As a registered investment advisor, VCM is subject to periodic, routine audits by the various states with which it is registered, and in these audits it is typical for examiners to request personal information about our clients.
SAFEGUARDING OF INFORMATION
We retain records relating to professional services that we provide so that we are better able to assist you with your professional needs and, in some cases, able to comply with professional guidelines. We restrict access to nonpublic personal information about you to our employees who need to know that information to provide services to you or otherwise act in furtherance of our business. We require third party service providers to protect the confidentiality of your information and to use the information only for the purposes for which we disclose the information to them. We maintain physical, electronic and procedural safeguards that comply with regulatory standards to guard your personal information.
SECURITY OF INFORMATION TRANSMISSIONS
Information you provide when using secure areas of our Website, as well as information we supply when you are visiting those areas, is protected while passing through the Internet using encryption technology. Encryption technology scrambles transmissions so it is incomprehensible to third parties. Although we will use all reasonable efforts to safeguard the confidentiality of your information, Internet transmissions cannot be made absolutely secure. We will not be liable for the unintended disclosure of information due to errors in transmission or unauthorized acts of or breaches of security by third parties. Please note that regular Internet e-mail is not secure. To protect your privacy, please do not use e-mail to communicate information that you want kept confidential. You can, of course, always contact us by telephone or mail as described below.